There are very few people who make it to the end of the month even having part of their land to cover their expenses, most people tend in any case to borrow even more, or in any case they use credit cards and wait for the next payment of soil, to try to reach the next month solvent.
There are millions of people worldwide who they have financial problems, and unfortunately at school they never taught us how money worksThey did not teach us to manage it, much less, which can be a good trigger to know why they are going through economic problems today.
And in this article I will talk about 4 tips that you can apply to save moneyThese are not tips that I read on the internet, but rather tips that I have come to apply over the years.
Let us begin.
4 tips to save money
Avoid buying unnecessary things
They say that we women compared to men, we are better managing money, although of course there are women who are the exception to the rule, and end up spending more money.
But if you really want the salary to reach you, the first step you must take is not to buy things that you will not really use.
Sometimes when we look at something in a supermarket that says a sale, we come to think that it would be best to buy it now because tomorrow it will be at its normal price, but the big problem is that, if you don’t need that which is on sale, the safest thing will be that one day you have to throw it away because you won’t find any use for it.
Avoid buying things you don’t need, and you will see how this can be the solution to your financial problems.
How much money do you spend per month
Whether you are a woman who is married or if you are single, you must have full knowledge of how much money you need to be able to cover your expenses from month to month, because if you do not then you will never be clear on what you are spending your money on, and why not having a budget, you can spend your money on other things, and forget to pay bills that should not be late for anything in the world.
Have a monthly budget When you spend on food, transportation, basic services and other expenses that you have is very important, and if you cover all your expenses and have money left over, then start by saving some of the money you have left over, and you will see that you can do wonders at the end of month.
Don’t use credit cards
Personally, I have never used a credit card, and I only use debit cards that are useful if you have money in your bank account, otherwise this will help you not get even more debt.
If you want to learn to survive with your soil, believe me avoid the use of credit cards can be a great teacher to be able to teach you some of personal finances.
Remember that credit cards do not make you a person free of debt, but on the contrary, having several credit cards makes you prone to spending more than you earn.
Think about tomorrow
It is said that a person should take between 5 to 10% of their land to save it, this can be very useful in the future to be able to pay for something unforeseen, or in any case they can use it as a reward at the end of the year, in where to use that money to give yourself the odd treat.
For many people it is difficult allocate some of your land to save it, but the first months are usually difficult, then when you see that the amount saved is growing you will see how everything becomes much easier.
You do not need to do great things to reach the end of the month solvent, you just have to have full knowledge What do you spend your money in, and this will be the great trick that many people are unaware of.
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